Business Insurance

Insuracom c.c. specialises in Commercial Short Term Insurance providing you with the widest range of business insurance cover and insurance companies in South Africa. Our mission is to provide all our clients with the best possible service and products at all times. We have 25 years experience in looking after your interests the PERSONAL WAY!

Insured Perils

Buildings Combined

Loss or damage to buildings or out buildings due to fire, water, hail etc.


Due to damage caused by fire, lightning, explosion etc.

Business Interruption

Loss of Income due to fire.

Office Content

Loss or damage to office furniture due to fire, theft etc.


Loss or damage as a result of break-in and entering.

Electronic Equipment

Loss or damage as a result of fire, lightning, theft etc.

Business All Risk

Property specifically insured on an all risk basis.


Motor vehicles, trucks, forklifts etc.


Loss of money stolen, accuring in the RSA, Namibia, Lesotho, Botswana etc.

Accounts Receivable

A Loss as a result to the insured's books of account or other business books.


Damage to internal and external glass.

Public Liability

Claimed made basis or occurancy basis.

Goods in Transit

Fire, collision and overturning and theft thereof or all risk basis.


Loss of money belonging to the ensured for which they are responsible.

Machinery Breakdown

Loss or damage to any equipment due to mechanical failure.

Mechanical Breakdown

Loss or damage to equipment for a specific time resulting in time and money loss.


Loss or damage to ensured vessel such as boats, jet ski's etc.

Employers Liability

Damage which the ensured shall become legally liable upon death, bodily injury or illness employed under contract or service.

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